Punjab National Bank on Saturday reported 14 per cent rise in standalone net profit at Rs 4,904 crore for September quarter FY26.
It had logged a profit of Rs 4,303 crore in the year-ago period, the state-owned lender said in a BSE filing.
Operating profit in July-September was at Rs 7,227 crore and Rs 14,308 crore in April-September (H1) FY26, recording a growth of 5.46 per cent and 6.51 per cent, respectively on year-on-year basis.
Total income in the second quarter was at Rs 36,214 crore and Rs 73,445 crore in H1FY26, clocking a YoY growth of 5.1 per cent and 10.3 per cent, respectively.
Bank’s net interest income (NII) increased to Rs 21,047 crore in H1FY26 from Rs 20,993 crore in H1FY25, showing an improvement of 0.26 per cent on year-on-year basis.
Gross NPA ratio improved by 103 basis points to 3.45 per cent as on September 2025 from 4.48 per cent a year ago. Net NPA ratio improved by 10 basis points to 0.36 per cent from 0.46 per cent as on September 2024.
The bank furthe